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Personal Checking

Here for you, every step of the way.

At First National Bank of Gillette, you can always count on banking solutions to help make your goals a reality. No matter where you are in life, your story is important to us, and your long-term financial success is our priority. 

We offer multiple checking account options so you can choose what's best for your needs. Read more about those options below, and reach out to our team online today, or give us a call at 307-686-3300 to get started.

Guardian Checking Accounts

Simply the safest and smartest way to bank.

Both Guardian Checking accounts include SecureChecking® at no additional cost, with the following features:

  • IDProtect–Identity Theft Protection Service¹
  • Identity Theft Expense Reimbursement²
  • Comprehensive Identity Theft Resolution Services
  • Debit and Credit Card Registration³
  • 3-in-1 Credit File Monitoring³
  • 3-in-1 Credit Report³
  • Total Identity Monitoring³
  • Cellular Telephone Protection²
  • Debit Advantage™ Buyers Protection & Extended Warranty²
  • $hopping Rewards™³
  • Travel and Leisure Discount Membership³
  • Health Discount Savings³This is not insurance
  • Accidental Death & Dismemberment Insurance²

¹IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. ²Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening. ³Registration/activation/enrollment required.

Insurance Products are not insured by the FDIC or any Federal Government Agency, not a deposit of or guaranteed by the bank or any bank affiliate.

Checking Account Type

First Guardian

Hometown Guardian

Hometown Checking

First Free Checking

Secure Checking

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Minimum Balance to Open Account

$100

$100

$100

$100

Minimum Balance to Avoid Monthly Fee

None

$2,500

Combined balance in all
personal deposit accounts.*

$2,500

Combined balance in all personal deposit accounts.*

None

Monthly Maintenance Fee

$5.99

$3.99

$10

if balance requirements are not met

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Interest Paid on Account

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if balance is $500.00
or more

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if balance is $500.00
or more.

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Unlimited Transactions

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Free Debit Card

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Free Online Banking

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Free Mobile Banking & Mobile Deposits

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Free Online Bill Pay

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Statement Delivery

eStatement Required — $5.00 per month for Paper Statements

Paper or eStatement Option — Includes Item Images

Paper or eStatement Option — Includes Item Images

eStatement Required — $5.00 per month for Paper Statements

Surcharge-Free ATM Transactions

MoneyPass® or SUM

MoneyPass® or SUM

MoneyPass® or SUM

MoneyPass® or SUM

Free Personal Checks (Standard Design)

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First Aid Overdraft Protection*

$15 Annual Fee

No Annual Fee

No Annual Fee

$15 Annual Fee

Safe Deposit Box Rental Discount

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$5.00 Annual Discount

$5.00 Annual Discount

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Wire Transfer Discount

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$5.00 Discount per Wire

$5.00 Discount per Wire

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Basic checking with paper statements available upon request. Free for persons 60 years of age or older.

*Additional Fee of $10 per month if Minimum Balance is not maintained each day.
**Subject to credit approval.

Convenience Banking & Account Benefits

Every checking account at FNB of Gillette comes with our state-of-the-art mobile and online access, among other perks.

  • Free debit card
  • Free online banking
  • Free mobile banking & mobile deposits
  • No surcharge ATM transactions
  • E-statements delivered to your email
  • Overdraft protection

Plus—switching from your old bank is easy! Just set up and verify your external accounts through our online banking portal and begin to transfer your balance and automatic deposits.

Need more assistance? Give us a call at 307-686-3300.