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Personal Savings

They say the best time to plant a tree...

...was twenty years ago. The second best time, of course, is right now.

At FNB of Gillette, we believe that's also true of saving. The best time to start building toward bigger goals, to initiate that compound interest, was twenty years ago — but like with the trees, there's no time like the present to get started on growth.

Enjoy free and convenient mobile tools to manage your savings when you bank with us. Talk to our account representatives today to find out how you can make your money work for you.

Savings Accounts

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Personal
Savings

A great product for beginning savers!

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First Fund
Money Market

Tiered interest rates, a growing balance and growing interest rate.

Minimum Balance to Open Account

$100.00

$2,500.00

Minimum Balance Requirement
(to avoid monthly service fee)

$200.00

$1,000.00

Monthly Service Fee*

$2.00

if minimum balance requirements
are not met

$10.00

if minimum balance requirements
are not met

Interest Paid on Account

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If balance is $250.00
or more.

Free Online Banking

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Free Mobile Banking & Mobile Deposits

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Statement Delivery

Paper or eStatement Option

Paper or eStatement Option—Includes Item Images

*Withdrawal Fees: $1.00 for each personal savings account withdrawal in excess of three (3) per calendar month.

CDs & IRAs

Certificates of Deposit

Invest in your future and earn interest along the way with Certificates of Deposit (CD). Start a CD today for the comfort of your future.

  • Choose your deposit amount
  • Flexible terms, ranging from 30 days to 5 years
  • Seek certainty with a fixed rate of return*
  • Competitive interest rates*
  • FDIC insured

*See most up-to-date CD rates below.

Individual Retirement Account

An Individual Retirement Account (IRA) is a tax-advantaged investment tool designed to help you save towards retirement. IRAs are one of the most effective ways to save and invest in your future.

  • Traditional and Roth IRAs available
  • Tax-advantaged growth of your money while it’s invested*
  • Variety of terms on fixed IRA accounts
  • Customize your retirement savings strategy to suit your long term goals*

*Depending on the IRA type, your money will grow tax-free or on a tax-deferred basis. Determining which IRA is best for your unique situation depends on your age, income, and financial goals.  Speak with your accountant about the tax benefits of each IRA type to find which option best suits your specific needs.

Certificates of Deposit

Get certainty by locking in a fixed rate of return. We offer CDs with terms ranging from 30 days to 5 years. Our minimum deposit is just $500.00.

Current Rates (APY)


0.75%6 MONTH
1.41%1 YEAR
1.81%2 YEAR
2.12%3 YEAR
2.32%4 YEAR
2.68%5 YEAR

Money Market

For more detailed rate information, please stop in to our lobby or contact us.

Current Rates (APY)


0.15%Less than $2,500
0.35%$2,500+
0.50%$10,000+
0.75%$100,000+
0.85%$500,000+
1.35%$1,000,000+

Checking/Savings

For more detailed rate information, please stop in to our lobby or contact us.

Current Rates (APY)


Hometown Checking0.15%$500+
Savings0.35%All Balances

Deposit/Savings

You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on all deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for the deposit on all accounts. Interest will be compounded daily and credited to your account monthly for all checking and savings accounts.

Certificate of Deposits

Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. All interest payments for the APY will be credited at the end of the term of 6 months or less, and quarterly for term of over 6 months. Penalty will be imposed for early withdrawal. All rates and APYs are offered at the bank’s discretion and may change daily. Fees could reduce earnings on the account.